Self Banking Concepts
Cancel Interest. Eliminate Debt. Build Wealth.
Learn to Use Banking Strategies
Debt is the silent killer of your future hopes and dreams.
Have Your Money Work for You. Not Someone Else.
Your money is going to end up in somebody‘s pocket. Why not yours? What if you could put your money to work for you building wealth and eliminating debt simultaneously? Would you take a family vacation? Start a college fund? Make investments? Donate to worthy causes?
United First Financial™ (UFirst) can help you achieve your financial goals through an innovative interest cancellation and wealth-building program called the Money Merge Account System®.
Save time and interest on nearly every debt you have. The secret is to make your money work smarter with little to no change to your standard of living. We like to call the Money Merge Account program a Financial GPS. Instead of calculating the shortest way to the store, this GPS calculates the fastest way to pay off your mortgage and consumer debt, and build a substantial savings nest egg. It does this based on your specific situation; your income, payments, living expenses and financial goals. You won’t leave to chance which loans to pay off first, when to pay or how much extra to send.
Own Your Biggest Asset by Eliminating Your Biggest Debt
For most people the biggest asset is their house. And their largest debt is their mortgage. UFirst’s Money Merge Account program pays off mortgages quicker using an interest-cancellation strategy. In the last few years, many homeowners refinanced their mortgages at lower rates to save money, only to start the clock all over again. At what age will their homes finally be paid off? And did refinancing that really save money? Without having to refinance, the Money Merge Account program combines innovative software with established banking systems and personal coaching to drastically reduce your pay off time and minimize your interest.
Request a detailed analysis to see how quickly you can reduce your debt and build wealth.
Put All Your Finances on the Fast Track
The Money Merge Account program can also pay off consumer debt using the same interest-cancellation strategy used to pay off mortgage debt. Many Americans have more than 10 total creditors with varying balances, interest rates, and terms. There are multiple ways to pay those off. How do you know which is the best way?

Stop paying unnecessary interest for months or even years on end. Instead, let the Money Merge Account software take the guesswork out of your financial plan. It will show you the quickest way to zero.
Cancel Interest, Increase Equity, Create Wealth
The Money Merge Account program goes beyond helping you achieve success in paying down debt—it also makes it possible to accumulate wealth targeted to your financial goals. Simply enter your financial goals, whether it’s to fund early retirement or pursue your wildest dreams. Just enter all the variables: principal, interest rate, payment amounts, term, and your income. Using this information, the Money Merge Account program shows you how to pay off debt the fastest ways possible, depending on your numbers—and build a substantial nest egg.
So Much More…
The Money Merge Account program also offers:
- Comprehensive budgeting system - Enhanced calculations to pay down debt - Software settings that allow how aggressively to pay down debt & build wealth - Ability to pay down multiple properties at the same time - Text messaging bill pay - User-friendly software interface - Financial education and coaching - Toll-free client support
Request your free, no obligation analysis to see how quickly your can become debt free and start building wealth.